Caiib Retail Banking Mock Test Online

Caiib Retail Banking Mock Test Online

Hello Welcome in this article we have Provided Caiib Retail Banking Mock Test Online 2022. If you are preparing for CAIIB Retail Banking Exam 2022, Then you have landed at the Right Place Cet Mock Test brings you the Caiib Retail Banking Objective Questions and Answer.

Practice For Your Upcoming CAIIB 2022 Exams With Retail Banking Online Test and boost your confidence. Learn and practice with us at Cet Mock Test and improve your score.

In the Below Given Caiib Retail Banking Online Mock Test We Have Selected 30 Important Questions from CAIIB Retail Banking Previous Year Question Papers. By referring Below Given Caiib Questions and Answers Aspiring CAIIB Students who are Preparing for IIBF 2022 Exams can Practice for their Upcoming Exams.

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Caiib Retail Banking Mock Test Online

Click on the Start Button in order to Start CAIIB Mock Test 2022, Select the Correct Option according to You and Move to the Next Question. after Completing all the Questions Click on Submit to Preview the Results.

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1  Interest on housing loan can be claimed as a deduction from income from property, salary, business/ profession, capital gains, or any other source upto a maximum of Rs. 1,50.000 under section 24(b. of the Income-tax Act, 1961 every year subject to fulfilment of the following conditions-FIND FALSE ONE

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2  Pick the Odd One

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3  In India, mortgage advice profession should follow the guideline of-

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4  Mr ML is from BUNDI Rajasthan working in OBC bank at KARNAL want to purchase a house at KOTA by taking housing loan under staff HL scheme, the Bank Manager cross check the Encumbrance Certificate for ------ years showing nil encumbrances and Parent Documents of ---- years.

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5  If Rs. 100000 is invested for a period of 5 years at interest at 10% p.a. find the maturity sum i.e. future value-with the help of Future value table given below Hint (Future value = PV x future value factor)

Year 7% 8% 9% 10% 11% 12%

1 1.07 1.08 1.09 1.10 1.11 1.12

2 1.14 1.17 1.19 1.21 1.23 1.25

3 1.23 1.26 1.29 1.33 1.36 1.40

4 1.31 1.36 1.41 1.46 1.51 1.57

5 1.40 1.47 1.54 1.61 1.68 1.76

6 1.50 1.59 1.68 1.97 1.87 1.97

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6  Pick the Odd One

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7   Short term capital asset means a capital asset held for less than ---- months immediately prior to the date of transfer and Long term capital asset means a capital asset held for more than ---- months immediately prior to the date of transfer.

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8  Any profit or gain from sale or transfer of a capital asset is chargeable to tax under the head "capital gains" Capital asset means any property whether movable or immovable, tangible or intangible. Transfer, in relation to capital asset, includes sale, exchange of the asset. , however, The following assets are NOT excluded from the definition of capital assets:

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9  Any document other than a will has to be presented for registration within---- months from the date of its execution. The term 'execution' means signing of the agreement. Under the present rules and regulations, all agreements in respect of a transfer of an immovable property have to be duly stamped.

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10  One of the following types of banking is an attractive channel for the upper middle end customers who are tech savvy, but it is not a ‘Bottom of Pyramid Banking’?

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11  ALPM refers to

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12  The integration of triple play (data + audio + video) provides banking customers real time access to their

relationships with the bank, such as fund transfers, remittances, etc. This is built on ____ principles.

  1. Web 1.0
  2. Web 2.0

iii. J2EE

  1. .NET

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13  BCSBI was released by the Governor, Reserve Bank of India on ......

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14  BCSBI codes are reviewed after every ...... years.

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15  What is correct about project cost under PMGEP scheme ?

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16  What is range of margin/borrower contribution in PMGEP scheme ?

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17  Valuation is a specialized area practiced by qualified engineers and architects who possess knowledge of building costs, awareness of market conditions and economic trends, developmental plans, legal statutes and provisions governing real property, rental income and outgoings etc. The valuer is required to collect data on aforesaid aspects but as the information is not easily accessible and/or authentic particularly about demand and supply, the Valuer has to rely on his own experience and judgment in arriving at the fair market value! It is hence inevitable that there will be difference of opinion between two Valuers in respect of the value of same property. Who grants registration to Valuers, on the basis of their technical background and experience.

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18  According to the factors of service quality – Empathy means

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19  To consider the loan amount under the housing loan scheme, which of the following statements are true?

  1. The property is jointly held with the spouse and the spouse is co-borrower
  2. the property is held in single name and the spouse stands as a guarantor the borrower's son or

daughter who has a steady income

  1. the salary is routed through Bank account and joins as a co-borrower
  2. expected rental less taxes, cess, etc., in case the house/flat being purchased is proposed to be rented
  3. Regular income from all sources can be considered to arrive at total eligible loan amount.

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20  Which of the following websites, under internet banking, allow customers to go for query on their Account balances?

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21  In the credit information report maximum weightage is given to

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22  In the credit information report the weightage given to payment history is ......

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23  Loans to farmers against pledge/hypothecation of agriculture produce(including warehouse receipts) upto ______ lacs for a period not exceeding 12 months.

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24  Mr. Raj has bought : 2000 units of a stock at Rs. 20 on 1 Jan 2013, 2000 more units at Rs. 30 on 1 May 2013 2000 more units at Rs. 40 on 1 December 2013 and sold 5000 units at Rs. 50 on 30 December 2014, Calculate the Non Indexed Capital Gains.

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25  A system in which the collecting bank capture the image of a cheque and sends the electronic image (instead of the actual cheque) to the paying bank, for collection, is called ......

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26  In a MICR cheque, which of the following code does not match the 'description ......

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27  Digital Banking is characterised by ......

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28  Which of the following is an example for Digital Banking channel? (i) Mobile & Phone Banking, (ii) Internet Banking, (iii) Branch Banking

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29  In terms of Credit Cards, what is a Hot Card?

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30  The additional attribute of financial services affected by the fact that customers may have limited information when compared to bank staff is known as:

Your score is

The average score is 38%


Caiib Retail Banking Pdf (Download)

Retail Banking Online Test

Candidates should have completed JAIIB before appearing for IIBF CAIIB Exam.

CAIIB Exams Consists of 2 compulsory papers and One Elective paper :

Compulsory Papers

1. Advanced Bank Management
2. Bank Financial Management

Elective Papers

1. Rural Banking
2. Retail Banking
3. Human Resources Management
4. Information Technology
5. Risk Management
6. Central Banking

CAIIB Exam Fees 2022

First attempt fee – 3,000*
Second attempt fee – 1,300*
Third attempt fee – 1,300*
Fourth attempt fee – 1,300*

Retail Banking Online Mock Test

1. What is Minimum marks for passing JAIIB, CAIIB and Diploma in Banking & Finance Exam?

Minimum passing marks for JAIIB, CAIIB and Diploma in Banking & Finance Exams is 50 out of 100 marks in each subject or at least 45 marks in each subject with a total of 150 marks in all subjects put together in any single attempt.

2. Is there any Negative Marketing in IIBF Exams?

There are no negative marks for wrong answers.

3. Who Can Give JAIIB / CAIIB Exams?

JAIIB and CAIIB exams are not mandatory certifications. But they are useful to Bank employees in Career Growth, Promotion and Salary Increment.

4. Total Number of Questions asked in CAIIB Exams?

Total No of Questions – 100 MCQs including 40 case studies (Approx). and Exam Duration will be 2 Hours.

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Cet MockTest is created to help Students who are preparing for Competitive Exams. In this article we have provided Caiib Retail Banking free Mock Test 2022 for Banking Students, Who are Preparing for IIBF CAIIB Examination.

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